Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant)
The different parts of Medicare help cover specific services:
- Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Medicare Part B (Medical Insurance)
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
- Medicare Part D (prescription drug coverage)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
What Medicare doesn’t cover?
Medicare does not cover every health expense that beneficiaries will encounter.
Medicare does not cover below things
- Long-term care
- Hearing aids
- Routine dental care
- Routine vision care
- Medical care outside of the U.S.
- Plastic and/or cosmetic surgery
- Massage therapy