Want to know Medicare Eligibility If You Are Under 65? then you are in the right place. We all know that the right time to enroll in Medicare is at the age of 65. If you are a legal citizen of the UK for the past 5 years and if you received social security then you are eligible for the Medicare plan. But there are some exceptional conditions where you can enroll yourself before age 65. To enjoy the services for that you need to qualify for that. If you want to enroll yourself before age 65 here is detailed information.
Medicare eligibility requirements if you’re under 65?
There are some criteria that you need to know if you want to enroll before 65.
Receiving Social Security disability benefits:-
If you received disability benefits from social security for the past 2 years from the Railroad Retirement Board then you are eligible to enroll in Medicare plans. After completing 2years (24months) you can enroll yourself from 25th month.
According to the report of
Centers for Medicare & Medicaid Services (CMS) there are approximately 8.5 million people on Medicare with Social Security Disability Insurance (SSDI) in 2019.
End-stage renal disease (ESRD):-
If you have an end-stage renal disease then you can qualify for this. For those time you can enjoy
- Received your diagnosis of ESRD from the best medical professional
- Able to qualify for SSDI, railway retirement benefits, or Medicare
- are on regular dialysis or kidney transplantation.
In this case, you need to wait at least 3 months to get a chance of enrollment after receiving regular dialysis and kidney transplantation. Day after 3 months you can enroll yourself from the 1st day of 4th month. You can get your services from your home if it is approved by Medicare.
Amyotrophic lateral sclerosis (ALS or Lou Gehrig’s disease):-
If you have amyotrophic lateral sclerosis-like a progressive disease then you can get permission to enroll yourself in the plan after receiving your Social Security Disability Insurance (SSDI) for the first time. After one month you are eligible for the Medicare plan and get the full coverage of that.
Any Other disabilities:-
Apart from the other criteria, there are also some circumstances where you can get an opportunity to enroll in Medicare plans. There are mentioned below:-
- mental health disorders
- connective tissue disorders
- musculoskeletal system disorder
In all of these above situations, you can wait for 2 years to get the advantages.
The coverage of the plans is as usual the same in every situation but the criteria have changed. You can get at the same time opportunities to enroll yourself for the Medicare plan like open enrollment period, general enrollment period, and annual enrollment period.
You can enjoy the same opportunity of the plan that any other person enjoys. They can receive the same services as the plan that other people get. There are no extra hidden charges of the plan for early access.
Hope you understand that if someone wants to get their Medicare plan before age 65 then what the criteria for it. If you are suffering from the above situation, get your Medicare plan as fast as you can.